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Cargo bikes explained: what they can do – and why they are so popular

23 September 2025

What is a cargo bike? And what can it do? Find out everything you need to know about the differences, areas of use and more here – plus tips for leasing your cargo bike.

The most important points at a glance

  • Cargo bikes are bicycles with an extra loading area or transport box – ideal for shopping, transporting children or professional use.
  • There are various designs: two-wheeled Long John models, compact cargo bikes, three-wheeled cargo bikes with a stable platform and other variants.
  • Cargo bikes are available with or without an electric motor – electric cargo bikes make it easier to transport heavy loads or ride on hilly terrain.
  • Cargo bikes are a sustainable alternative to cars and are becoming increasingly popular in cities.
  • Cargo bikes can be leased from providers such as Lease a Bike – with tax benefits and service packages.
woman with cargo bike and kids running in garden

Traffic jams, searching for parking spaces, congested roads – anyone who lives in the city is all too familiar with the daily problems of car traffic. Cars often prove to be impractical, time-consuming and expensive, especially for short journeys. Cargo bikes offer an exciting alternative. Whether it's a big weekend shop, the daily trip to nursery or a relaxed ride to the office, modern cargo bikes reliably take on many tasks that used to be possible only by car.


It is therefore hardly surprising that sales figures for cargo bikes have risen sharply in recent years. While the industry association ZIV – Die Fahrradindustrie recorded sales of 75,950 cargo bikes in the 2019 season, an impressive 220,500 cargo bikes changed hands in 2024. The trend shows that more and more families, self-employed people and companies are turning to cargo bikes.


But what exactly is a cargo bike? What models are available? And how can you use one without having to dig deep into your pockets? This article provides answers – and also shows how attractive cargo bike leasing can be.

What is a cargo bike?

But let's start at the beginning: a cargo bike – often also called a cargo bike – is a bicycle that has been specially designed to transport larger loads, shopping or even people comfortably and safely. Unlike classic bicycles, the focus here is not on speed or sportiness, but on functionality and suitability for everyday use. A characteristic feature is an extended loading area, which is located either in front of the handlebars, behind the saddle or on a stable platform between the wheels.


Typical features include a particularly sturdy frame, reinforced wheels, a long wheelbase and attachment options for boxes, seats or bags. Many models are also designed to maintain good handling even when fully loaded – whether starting, braking or cornering tightly.


Originally popular in Scandinavian countries and the Netherlands, cargo bikes have now also established themselves in German cities. There are models for a wide range of needs: from compact city cargo bikes and robust tricycles to specialised e-cargo bikes for long distances and heavy loads. This means that cargo bikes are no longer just a niche product, but a serious part of modern urban mobility.

man driving with boy in cargo bike and looking to the left

Cargo bike vs. classic bike: here are the differences

Cargo bike

  • Area of application: Transporting children, shopping, goods
  • Frame geometry: Stable, often longer, built for payloads
  • Payload: 80–250 kg (depending on model), commercial e-cargo bikes can carry up to 450 kg.
  • Stability: High stability thanks to frame construction
  • Motorisation: Almost always with e-assist for heavy loads
  • Transport options: Boxes, platforms, child seats

Classic bike

  • Area of use: Everyday life, leisure, sport
  • Frame geometry: Lightweight, compact, designed for agility
  • Load capacity: Approx. 25–100 kg (depending on model and rider weight)
  • Stability: Normal riding stability
  • Motorisation: E-bike or classic without motor
  • Transport options: Luggage rack, bags

These types of cargo bikes and areas of use are available

Cargo bikes are not a modern invention

They have been rolling through the streets for almost a century and a half. Over the decades, a wide variety of designs have been developed to meet specific requirements. Here is an overview of the most common types:

Long John – the well-known classic

The Long John is probably the image that most people think of first when they hear the term ‘cargo bike’. The idea originated in the Netherlands, where the first models were built in the 1920s. Its characteristic feature is the long frame construction with two wheels in a line – the loading area or box at the front, with the rider behind. The advantage is that the load is always in view and can be steered safely. Whether for transporting children or bulk shopping, the Long John is still considered an all-rounder today.

Trike – maximum stability on three wheels

Those who transport heavy loads or place particular importance on stability often opt for a three-wheeled cargo bike, known as a trike. With two wheels at the front and one at the rear, this setup ensures exceptional stability, even when stationary or loaded. The transport area is located in front of the handlebars, allowing you to keep an eye on your cargo at all times. The trike is a particularly popular solution for commercial transport.

woman with two kids stepping into cargo bike
woman with two kids in cargo bike pointing to right

Baker's or postman's bicycle – the traditional load carrier

As early as the end of the 19th century, craftsmen, traders and postmen used special bicycles with reinforced frames that could accommodate additional baskets at the front and rear. At first glance, the so-called baker's bike or postman's bike looks like a normal city bike, but it offers significantly more load capacity. Ideal for smaller loads in everyday life – and today a charming retro model with practical functionality.

Longtail – plenty of space at the extended rear

The longtail, also known as a backpacker cargo bike, is very similar to a classic bicycle, but has a significantly longer and reinforced luggage rack. This provides space for several child seats, large bags or bulky luggage. Practical: thanks to the normal wheel shape, handling remains very similar to a standard bike, while transport capacity is significantly increased.

SUV e-bike – the e-bike suitable for carrying loads

With the boom in e-bikes, many manufacturers have further developed city bikes and transformed them into sturdy all-rounders. These modern ‘SUV bikes’ feature robust frames, powerful motors and additional transport options – either via large luggage racks at the front, rear or a combination of both. This gives them a permissible total weight of up to 200 kilograms, making them a real alternative for everyday urban life.

Compact cargo bikes – small, manoeuvrable and versatile

A relatively new category is that of compact cargo bikes. They combine the everyday practicality of a normal bicycle with the transport capacity of a cargo bike – but in a much more compact design. They feature a shortened frame with a sturdy luggage rack, yet are not much longer than a standard bicycle. This makes it easy to transport child seats, large panniers or even bulky shopping items – with comparatively high manoeuvrability.

Overview: The most important types of cargo bikes

  • Long John: Classic bike with front cargo area, ideal for transporting children and shopping.
  • Trike: Three-wheeled cargo bike with maximum stability and large transport box.
  • Baker's/postman's bike: Traditional bike with reinforced frame and front and rear baskets.
  • Longtail: Extended rear luggage rack, space for child seats or large bags.
  • Compact cargo bike: Short, manoeuvrable bike with stable loading area, particularly suitable for everyday use in the city.
  • City cargo bike (SUV bike): Robust e-city bike with increased load capacity and versatile transport options.
kids in cargo bike

Cargo bike vs. electric cargo bike – with or without a motor?

Whether classic or electric, both variants have their strengths. A conventional cargo bike is cheaper to buy, lighter and requires less maintenance. It is particularly suitable for short distances on flat terrain. An electric cargo bike, on the other hand, offers decisive advantages when transporting heavy loads or travelling longer distances and uphill thanks to its motor assistance. Although the purchase price is higher, electric models are particularly attractive when leased. Currently, 84 per cent of all cargo bikes sold are equipped with an electric motor (source: ZIV). 

young boy sitting in cargo bike and smiling

Cargo bike guide: Seven steps to finding the right cargo bike

1

What do I want to use the bike for?

Think carefully about what the main tasks the cargo bike will be used for. Will it mainly be for transporting children every day, bulk shopping, or more for work-related trips such as deliveries? Depending on the intended use, the requirements in terms of size, stability and equipment vary considerably.

2

How much payload do I need?

Consider how much weight you regularly transport. Long Johns or trikes are particularly suitable for two children, large shopping loads or heavy work equipment. If you only occasionally transport bags or smaller loads, a compact model will suffice.

3

Two or three wheels?

The choice between two- and three-wheeled models depends largely on your personal riding style. Two-wheeled cargo bikes are lighter, more manoeuvrable and feel closer to a normal bicycle. Three-wheelers score points for their high stability, larger loading area and secure footing – even when loading and unloading.

4

Electric motor or not?

How often and on what terrain do you ride? If you frequently transport heavy loads, travel long distances or ride on hilly terrain, a motor is almost indispensable. However, for short, flat rides in the city, a classic cargo bike without electric assistance is often sufficient.

5

Where do I mainly drive?

The area of application is crucial. In narrow city centres with little parking space, compact cargo bikes are advantageous because they are more manoeuvrable and space-saving. In rural areas or for longer distances, larger platform bikes with high payloads can fully demonstrate their strengths.

6

What is my budget?

The price range for cargo bikes is wide. Simple models are available from around £2,500, while electric cargo bikes are usually more expensive. Consider how much you want to invest – cargo bike leasing can be an attractive alternative to save costs, take advantage of tax benefits and still remain flexible.

7

Have I tested the bike?

Depending on the design, cargo bikes can handle very differently, especially when loaded. It is therefore essential to plan a test ride, ideally under realistic conditions. This will allow you to quickly determine whether the handling, seating position and load capacity are truly suited to your everyday needs and will provide long-term enjoyment.

Lease a cargo bike with Lease a Bike: the smart alternative

A leasing model with a provider such as Lease a Bike offers numerous advantages for both employees and companies:


  • Up to 40% cheaper than buying: Thanks to salary conversion, you save on income tax and social security contributions. This is a major advantage, especially for high-quality e-cargo bikes with prices starting at around £4,500.
  • No large one-off payment: instead of investing a large sum at once, you pay predictable monthly instalments – keeping your household budget relaxed.
  • All-round protection included: maintenance, inspections and repairs as well as comprehensive theft protection can be included in the leasing package. This ensures that the cargo bike remains ready for use at all times.
  • Brand variety and equipment: At Lease a Bike, you will find models from leading manufacturers such as Urban Arrow and Riese & Müller. There are also matching accessories – from rain covers and additional seats to baby seat adapters.
  • Simple and digital: The process is straightforward. Your employer signs a framework agreement. You choose your desired bike online or at a specialist shop – and can start using it shortly afterwards.
  • Flexible options at the end of the contract: After 36 months, you can decide whether you want to take over the cargo bike, lease a new model or simply return it.

Ready for the transport revolution?

Time for a cargo bike!

Our overview shows that cargo bikes are much more than just a trend – in recent years, they have developed into a practical, sustainable and flexible alternative to cars. And for good reason, because with the right model, transporting children, shopping or running errands for work can be done just as reliably as other transport tasks. Cargo bikes thus tie in directly with what we described at the beginning – they solve the typical problems of traffic jams, searching for parking spaces and crowded streets in a clever way.


The whole thing is made particularly attractive by the option of leasing: with a model from Lease a Bike, you can secure top brands, tax advantages and comprehensive services – without having to make a high initial investment. This makes cargo bikes affordable for everyone – whether families, commuters or businesses. So why stand in traffic jams and waste time?

Calculate your savings using the leasing calculator.

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